Read the following passage and mark the letter A,B,C or D on your answer sheet to indicate the correct answer to each of...

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Dương Minh

21 tháng 11 2017

Read the following passage and mark the letter A,B,C or D on your answer sheet to indicate the correct answer to each of the questionsSmart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using...

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Read the following passage and mark the letter A,B,C or D on your answer sheet to indicate the correct answer to each of the questions

Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.

What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminated. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers. TVs and games consoles means that films, music and games can be paid for easily and without having to input credit card details.

And what about the future of the banks? Within their grip on the market, banks and credit-card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerned. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistic They feel there is reason to he suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicted. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.

The word "embedded” in the second paragraph is closest in meaning to ____________.

A. manufactured

B. isolated

C. integrated

D. generated

#Mẫu giáo

1

NH

Nguyen Hoang Hai

21 tháng 11 2017

Đáp án C

Từ "embedded" trong đoạn thứ hai là gần nhất trong ý nghĩa với____________.

A. sản xuất B. tách C. tích hợp D tạo ra

Embed~ integrate: hoà nhất, gắn chặt

Sony's vision of having a chip embedded in computers.

hình ảnh của Sony có một con chip gắn trong máy tính.

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Dương Minh

23 tháng 5 2017

Read the following passage and mark the letter A,B,C or D on your answer sheet to indicate the correct answer to each of the questionsSmart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using...

Đọc tiếp

Read the following passage and mark the letter A,B,C or D on your answer sheet to indicate the correct answer to each of the questions

Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.

What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminated. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers. TVs and games consoles means that films, music and games can be paid for easily and without having to input credit card details.

And what about the future of the banks? Within their grip on the market, banks and credit-card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerned. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistic They feel there is reason to he suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicted. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.

Which of the following is NOT true about the strong point of e-cash?

A. faster speed

B. no fraud

C. fewer mistakes

D. reduced cost

#Mẫu giáo

1

NH

Nguyen Hoang Hai

23 tháng 5 2017

Đáp án B

Điều nào sau đây là không đúng sự thật về các điểm mạnh của e-tiền mặt?

A. tốc độ nhanh hơn B. không có gian lận C. ít sai lầm hơn D. giảm chi phí

Thông tin ở đoạn số 2: Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money.

Gian lận và trộm cắp chỉ được reduced (giảm) chứ không phải là hoàn toàn không có

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Dương Minh

9 tháng 12 2018

Read the following passage and mark the letter A,B,C or D on your answer sheet to indicate the correct answer to each of the questionsSmart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using...

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Read the following passage and mark the letter A,B,C or D on your answer sheet to indicate the correct answer to each of the questions

Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.

What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminated. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers. TVs and games consoles means that films, music and games can be paid for easily and without having to input credit card details.

And what about the future of the banks? Within their grip on the market, banks and credit-card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerned. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistic They feel there is reason to he suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicted. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.

The author mentions the case of commuters in the third paragraph to illustrate ____________.

A. the modern technology of the e-cash system

B. a possible drawback of the system

C. the banks' cooperation with credit-card companies

D. the transferability of the system

#Mẫu giáo

1

NH

Nguyen Hoang Hai

9 tháng 12 2018

Đáp án B

tác giả đề cập đến trường hợp của hành khách trong đoạn thứ ba để minh họa __________.

A. các công nghệ hiện đại của hệ thống e-cash

B. một nhược điểm có thể có của hệ thống

C. hợp tác của các ngân hàng với các công ty thẻ tín dụng

D. sự liên thông của hệ thống

là ví dụ tại sao lại gọi đây là 1 hình thức công nghệ gây phiền toái “Disruptive technology”

“BUT THE NEW SYSTEM COULD PROVE TO BE A "DISRUPTIVE TECHNOLOGY" AS FAR AS THE BANKS ARE CONCERNED. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements”

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Dương Minh

19 tháng 6 2019

Read the following passage and mark the letter A,B,C or D on your answer sheet to indicate the correct answer to each of the questionsSmart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using...

Đọc tiếp

Read the following passage and mark the letter A,B,C or D on your answer sheet to indicate the correct answer to each of the questions

Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.

What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminated. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers. TVs and games consoles means that films, music and games can be paid for easily and without having to input credit card details.

And what about the future of the banks? Within their grip on the market, banks and credit-card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerned. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistic They feel there is reason to he suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicted. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.

What is the main idea of the first paragraph?

A. The absence of traditional payment methods

B. Predictions of future payment methods

C. Japan's advanced forms of payment

D. The increasing popularity of new payment methods

#Mẫu giáo

1

NH

Nguyen Hoang Hai

19 tháng 6 2019

Đáp án D

ý chính của đoạn đầu tiên là gì?

A. Sự vắng mặt của phương thức thanh toán truyền thống

B. Dự đoán các phương thức thanh toán trong tương lai

C. hình thức tiên tiến của thanh toán tại Nhật Bản

D. Sự phổ biến tăng nhanh của phương thức thanh toán mới

Thông tin ở các đoạn trong bài:

- Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments.

- TVs and games consoles means that films, music and games can be paid for easily and without having to input credit card details.

- And what about the future of the banks? Within their grip on the market, banks and credit-card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems.

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Dương Minh

27 tháng 11 2018

Read the following passage and mark the letter A,B,C or D on your answer sheet to indicate the correct answer to each of the questionsSmart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using...

Đọc tiếp

Read the following passage and mark the letter A,B,C or D on your answer sheet to indicate the correct answer to each of the questions

Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.

What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminated. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers. TVs and games consoles means that films, music and games can be paid for easily and without having to input credit card details.

And what about the future of the banks? Within their grip on the market, banks and credit-card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerned. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistic They feel there is reason to he suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicted. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.

How does the writer seem to feel about the future of banks?

A. neutral

B. uncertain

C. optimistic

D. pessimistic

#Mẫu giáo

1

NH

Nguyen Hoang Hai

27 tháng 11 2018

Đáp án B

nhà văn có vẻ như cảm nhận như thế nào về tương lai của các ngân hàng?

A. trung lập B. không chắc chắn C. lạc quan D. bi quan

Thông tin ở câu cuối cùng của bài:

So, whether we'll become a totally cash-free society remains open to contention.

Vì vậy, chúng ta sẽ trở thành một xã hội hoàn toàn bằng tiền mặt miễn phí hay không vẫn còn tranh cãi. => không chắc chắn

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Dương Minh

10 tháng 7 2017

Read the following passage and mark the letter A,B,C or D on your answer sheet to indicate the correct answer to each of the questionsSmart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using...

Đọc tiếp

Read the following passage and mark the letter A,B,C or D on your answer sheet to indicate the correct answer to each of the questions

Smart cards and mobile phones are becoming an increasingly popular way to make all sorts of payments. Even now, in Japan thousands of transactions, from paying rail tickets to picking up the groceries, take place every day with customers passing their handsets across a small flat-screen device. And predictions in the world of finance reckon that payments using mobile phones will have risen to more than $50 billion in the very near future.

What's the appeal of e-cash? Compared to cheques or credit cards, it offers the speed of cash, but more so. It takes just one tenth of a second to complete most transactions and as no change is required, errors in counting are eliminated. Fraud and theft are also reduced and for the retailer, it reduces the cost of handling money. Sony's vision of having a chip embedded in computers. TVs and games consoles means that films, music and games can be paid for easily and without having to input credit card details.

And what about the future of the banks? Within their grip on the market, banks and credit-card firms want to be in a position to collect most of the fees from the users of mobile and contactless-payment systems. But the new system could prove to be a "disruptive technology" as far as the banks are concerned. If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements. And having spent fortunes on branding, credit-card companies and banks do not want to see other payment systems gaining popularity. It's too early to say whether banks will miss out and if so, by how much. However, quite a few American bankers are optimistic They feel there is reason to he suspicious of those who predict that high-street banks may be a thing of the past. They point out that Internet banking did not result in the closure of their high-street branches as was predicted. On the contrary, more Americans than ever are using local branches. So, whether we'll become a totally cash-free society remains open to contention.

What does the author think may happen in the future?

A. Daily expenses on drinks and tickets will appear on phone statements.

B. Banks will collect their fees through credit-card companies.

C. Americans will no longer go to their local bank branches.

D. Credit-card companies and banks will want to promote cash

#Mẫu giáo

1

NH

Nguyen Hoang Hai

10 tháng 7 2017

Đáp án A

tác giả nghĩ rằng gì có thể xảy ra trong tương lai?

A. Chi phí hàng ngày về đồ uống và vé sẽ xuất hiện trên bản sao kê điện thoại.

B. Các ngân hàng sẽ thu phí thông qua các công ty thẻ tín dụng.

C. Người Mỹ sẽ không còn đi đến các chi nhánh ngân hàng địa phương của họ.

D. các công ty tín dụng thẻ và ngân hàng sẽ muốn thúc đẩy tiền mặt.

Thông tin ở đoạn cuối: If payments for a few coffees, a train ticket and a newspaper are made every day by a commuter with a mobile, this will not appear on their monthly credit card statements but on their mobile phone statements.

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Dương Minh

15 tháng 5 2019

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct answer to each of the questions from 30 to 34. Bitcoins are a form of virtual currency. In other words, they are a type of money that does not exist in the actual world. However, they can be used to purchase actual products and services from real companies. The bitcoin system was created in 2009 by an enigmatic person named Satoshi Nakamoto. In fact, no one is sure if Satoshi...

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#Mẫu giáo

1

NH

Nguyen Hoang Hai

15 tháng 5 2019

A

Kiến thức: Đọc hiểu

Giải thích:

Điều nào sau đây được định nghĩa trong đoạn văn?

A. Bitcoin B. Giao dịch C. Thẻ tín dụng D. Cơ sở dữ liệu công cộng

Thông tin: Bitcoins are a form of virtual currency. In other words, they are a type of money that does not exist in the actual world.

Tạm dịch: Bitcoin là một dạng tiền ảo. Nói cách khác, chúng là một loại tiền không tồn tại trong thế giới thực.

Chọn A

Dịch bài đọc:

Bitcoin là một dạng tiền ảo. Nói cách khác, chúng là một loại tiền không tồn tại trong thế giới thực. Tuy nhiên, chúng có thể được sử dụng để mua các sản phẩm và dịch vụ thực tế từ các công ty thật.

Hệ thống bitcoin được tạo ra vào năm 2009 bởi một người bí ẩn tên Satoshi Nakamoto. Trên thực tế, không ai chắc chắn Satoshi Nakamoto là một người thật hay một nhóm người. Bitcoin được thiết kế để phục vụ thay thế cho các loại tiền tệ quốc gia, chẳng hạn như đô la và euro. Chúng có thể được sử dụng để thanh toán trực tuyến thay cho tiền mặt hoặc thẻ tín dụng. Khi bitcoin được chuyển từ người mua sang người bán, giao dịch được ghi lại trong cơ sở dữ liệu công khai.

Chính phủ lo ngại rằng bitcoin có thể dễ dàng bị đánh cắp bởi tin tặc. Họ nhận ra rằng chúng có thể được sử dụng cho mục đích bất hợp pháp. Ví dụ, hàng hóa bị đánh cắp có thể được mua mà chính phủ không biết. Mặc dù ngày càng có nhiều công ty bắt đầu chấp nhận bitcoin, nhưng tỷ lệ mua hàng được thực hiện bằng bitcoin là rất nhỏ so với các phương thức thanh toán trực tuyến khác, chẳng hạn như thẻ tín dụng. Thay vào đó, nhiều chủ sở hữu bitcoin chỉ đơn giản giữ chúng như một khoản đầu tư vì có giá trị hơn trong tương lai. Điều này có thể hoặc không thể là một cách tiếp cận khôn ngoan. Hiện tại, giá trị của bitcoin đang biến động mạnh mẽ, đặc biệt khi so sánh với các loại tiền tệ quốc gia có tính ổn định cao, các nhà đầu tư Bitcoin đang đánh bạc với hy vọng rằng khi loại tiền công nghệ cao này được chấp nhận rộng rãi hơn, giá trị của nó sẽ tăng cao

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Dương Minh

28 tháng 7 2019

Read the following passage and mark the letter A, B, C, or D on your answer sheet to indicate the correct word or phrase that best ﬁts each of the numbered blanks from 23 to 27.The invention of the mobile phone has undoubtedly revolutionized the way people communicate and inﬂuenced every aspect of our lives. The issue is whether this technological innovation has done more harm than good.In order to (23)_____ the question, we must first turn to the type of consumer. Presumably, most parents...

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